The University of Toronto is one of Canada’s top universities, and tuition fees vary depending on your programme of study and student status. In this guide, we’ll break down U of T tuition fees for the 2025-2026 academic year, covering both domestic students and international students.
We’ll focus on undergraduate fees but we will also cover postgraduate fees briefly. And one final note before we dig in: all figures are in Canadian dollars (CAD).
Tuition fees for Canadian vs International Students
Canadian (Domestic) students pay lower tuition than international students. As a publicly-funded Canadian university, U of T’s tuition for domestic undergraduates is subsidised by the government. In contrast, international fees are not regulated – meaning the university sets those rates, resulting in much higher costs. In fact, international undergraduates often pay nearly 10 times what a domestic student pays in the same program.
Domestic Undergrad Tuition
For a standard arts or science program, domestic fees are around CA$6,000–$6,500 per year for an Ontario resident (slightly higher for out-of-province Canadians). Certain programs are higher. For example, engineering undergraduates from Ontario pay about CA$14,180 annually (approx. £7,800), with out-of-province Canadians paying around CA$14,600. These rates have been frozen in recent years by provincial policy to improve affordability.
International Undergrad Tuition
U of T’s international fees are among the highest in Canada, reflecting the university’s top ranking and its pricing strategy. Most international undergraduates can expect to pay on the order of CA$60,000+ per year in tuition. For instance, in the Faculty of Arts & Science an international student paid about CA$59,320 in tuition for 2022–23 – an amount that has since risen to roughly CA$61,000 (~£33,000) or more in 2024-2025. Premium programs cost even more: international tuition in U of T’s engineering faculty is about CA$63,500 per year (≈£35,000). By comparison, top Canadian peers like McGill or UBC charge closer to ~$43k for similar programs, but U of T sets its fees with reference to U.S. Ivy League-level tuition. The bottom line is that international students pay a hefty price for U of T’s prestige – nearly £33k–£35k a year in many undergrad programs.
Why are international fees so high? U of T officials note that as a global top-20 university, they compete with U.S. institutions where undergraduate tuition tops $80,000 CAD a year, and price accordingly. In other words, U of T’s international tuition is still lower than at many U.S. private universities, but far above other Canadian schools. It’s important to budget carefully and consider the total cost of attendance, not just tuition, when planning for U of T.
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Undergraduate Tuition Fees by Faculty/Program (2024–25)
Tuition varies by faculty and program. The table below summarises annual undergraduate tuition for some key U of T programs, with separate columns for domestic vs. international rates. (Domestic fees apply to Canadian citizens/permanent residents; international fees apply to all others. Figures are for a full-time course load of two terms, current as of 2024–2025 academic year. GBP conversions are approximate.)
Program (Undergraduate) | Domestic Tuition (Annual) | International Tuition (Annual) |
Arts & Science (B.A., B.Sc.) | ~CA$6,100 (Ontario); CA$6,300–$6,500 (other CDN) ≈ £3,400–£3,600 | ~CA$61,000 ≈ £33,000 |
Engineering (BASc) | ~CA$14,180 (Ontario); CA$14,600 (non-ON) ≈ £8,000 | ~CA$63,500 ≈ £35,000 |
Commerce/Management (B.Com/BBA) | ~CA$6,100 – $8,000 (domestic range) ≈ £3,400–£4,400 | ~CA$62,000 ≈ £34,000 |
Medicine (M.D.) – postgraduate entry | ~CA$23,000 (Ont.) to $25,000 (domestic) per year ≈ £12,500–£13,750 | CA$97,350 (2025) ≈ £53,500 |
Notes: U of T’s medical program is a postgraduate professional degree (MD) – tuition shown is per year of the four-year MD. Medicine and similar high-cost programs have limited international seats (U of T’s MD program admits very few non-Canadians) and very high fees. The domestic MD tuition (∼CA$23k) is also much higher than normal undergrad fees, but is comparable to other Canadian med schools. All fees above exclude non-academic incidental costs. International tuition figures are for 2024 or latest available and tend to rise by a few percent each year (U of T does not offer locked tuition for internationals, meaning annual increases are possible).
As shown, a domestic arts student might pay just CA$6k a year, whereas an international engineering student pays over CA$63k. The gap is large because provincial subsidies keep Canadian student fees low, whereas international fees reflect the “full cost” and market demand for a top-ranked university. If you have international status, be prepared for tuition upwards of £30k per year in most programs.
Postgraduate Tuition Fees (Masters & PhD)
Graduate program fees at U of T vary widely by field and program type. Here’s a brief overview:
Research-Based Programs
Most Master’s (M.A., M.Sc., MASc) and PhD programs with a research/thesis component charge relatively modest tuition. Domestic graduate students typically pay around CA$8,000–$12,000 per year for full-time study (often closer to CA$6k for PhDs, as U of T now charges international PhD candidates the domestic rate). International students in research programs pay a supplement – roughly CA$8,000–$25,000 per year in tuition, depending on the faculty. For example, an international research Masters might be around CA$17k–$25k annually, and PhD around CA$8k (often covered by funding). Many doctoral students receive funding packages that offset tuition.
Professional & Course-Based Programs
Professional Masters (course-based) and other specialized graduate programs often have much higher fees. For instance, the Rotman MBA (Master of Business Administration) costs about CA$68,000 per year for international students (around CA$136k total for the 2-year MBA). Domestic MBA fees are somewhat lower (approximately CA$50k/year). Other expensive programs include Master of Laws (LL.M.) at ~CA$51,500 for internationals (one-year program) and Master of Finance at ~CA$45,600. Engineering master’s: a one-year M.Eng can cost on the order of CA$60k for international students (and ~CA$18k for domestic). Always check the specific program page for up-to-date figures, as these can change annually and some programs (like MBAs) have different fee structures.
In summary, postgraduate tuition ranges from roughly CA$10k a year (for domestic research students) up to CA$60–$70k per year (for internationals in premium programs). Most academic (thesis-based) grad programs are at the lower end of costs, while MBAs and similar professional degrees are at the high end. If you’re considering graduate studies, factor in the length of the program – e.g. a two-year Master’s or four-year PhD will multiply the annual cost – and explore funding, assistantships, or scholarships that can offset these expenses.ce university. Learn more about our global university application support, or book a free consultation with our friendly team today.
Budgeting for Living Expenses in Toronto
Tuition is only part of the cost of studying at U of T. Living in Toronto – Canada’s largest city – can be expensive. You’ll need to budget for accommodation, food, transportation, health insurance, books, and personal expenses. The University of Toronto’s cost estimator suggests that, excluding tuition, students should budget approximately CA$10,000 to $16,000 per academic year for living costs. That works out to about CA$1,100–$1,800 per month during the school year (roughly £600–£1,000/month). Your actual expenses will depend on your lifestyle and housing choices. Below is an overview of common student expenses:
Expense | Estimated Cost (CAD) | Approx. in GBP |
Accommodation (Housing) | On-Campus Residence & Meal Plan: CA$15,000–$20,000 per academic year (8 months) – varies by college and room type. Off-Campus Rent: CA$1,000–$1,500 per month (shared apartment); up to $2,200+ for a single apartment. Yearly range: ~CA$12,000 (sharing) to $25,000 (downtown 1-bedroom). | ≈ £6,600 – £11,000 per year |
Food | If in residence, meal plan often included in above. Otherwise, groceries about CA$400/month on average. Dining out occasionally can add ~$150–$250/month. Estimate: CA$3,000–$5,000 per year for food. | ≈ £1,650 – £2,750 per year |
Local Transportation | U of T students get a discount on the TTC transit pass. A post-secondary monthly pass costs CA$128.15. Over 12 months that’s ~CA$1,540. You may spend less if you live on campus or walk/bike. | ≈ £70 per month (≈ £840/year) |
Health Insurance | UHIP coverage is mandatory for international students. Cost is CA$756 per year for a single student. (Provincial health insurance covers domestic students, so they don’t pay this.) | ≈ £415 per year |
Books & Supplies | Varies by program; plan for CA$1,000–$1,500 per year for textbooks, course materials, and basic supplies. Some programs (e.g. engineering, architecture) may have higher equipment or software costs. | ≈ £550 – £825 per year |
Table: Typical student living costs at U of T (Toronto). Costs are estimates, your actual expenses may differ.
Living costs can vary significantly depending on personal choices. For example, choosing a U of T residence can simplify budgeting since housing and food (meal plan) are bundled – for 2024-25, residence + meal plan at St. George campus ranges from about CA$19k up to CA$21k for 8 months. Sharing an off-campus flat with roommates and cooking your own meals might be more economical. Some students live with family or relatives in the Toronto area, greatly reducing accommodation costs.
Transportation
Toronto has an extensive public transit system (subway, buses, streetcars). Many students use the TTC monthly pass. If you live near campus, you might walk or cycle and spend less on transit. U of T’s downtown St. George campus is very walkable; the Mississauga and Scarborough campuses are suburban and might involve commuting costs (campus shuttles are available).
Health Insurance
UHIP is the University Health Insurance Plan – a basic medical insurance for international students. It covers doctor visits, hospital care, etc., in Ontario. The annual premium of ~$756 is usually added to your student account each year. Additionally, all students pay small health service fees to U of T (included in incidental fees) which give access to campus health and counselling services.
Personal Expenses
Don’t forget to budget for personal items, clothing, recreation, phone bills (a mobile plan is about CA$60/month in Canada), and any travel back home. Toronto is a vibrant city with lots to do – entertainment can be costly, but student discounts and careful spending can help. Many museums and events have reduced student prices, and things like cooking at home or using the university gym (usually included in fees) can save money.
Tip
Make use of U of T’s student services – they often provide resources on budgeting, and the International Student Centre can advise on working part-time, which many students do to help cover costs. By planning your finances, you can avoid unpleasant surprises.
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